100% Commission Brokerage Comparison: How the Models Differ
Brokerages that advertise 100% commission do not all work the same way. Here is how the common models differ.
Three Common Models
Flat fee, 100% commission
No percentage split. The agent pays flat fees, such as a monthly fee, a per transaction fee, or both, and keeps the rest of every commission. The cost stays the same whether a closing is large or small.
Capped split
The agent pays a percentage split on each closing until the total reaches a yearly cap, then keeps 100% for the rest of the cap year. Some brokerages call this 100% commission after cap. Fees often continue after the cap, and the cap usually resets each year. Our guide to brokerage caps goes into the details.
Traditional split
The agent pays a percentage of every commission, with no cap, often with fees on top. The brokerage's share rises with the agent's production.
At a Glance
| Flat fee | Capped split | Traditional split | |
|---|---|---|---|
| Percentage split | None | Until the cap | On every closing |
| Predictable yearly cost | Yes | Up to the cap | No |
| Cost as production grows | Flat | Rises, then levels off | Keeps rising |
| Fees to ask about | Monthly, per transaction | Post-cap, annual, technology | Monthly, desk, franchise |
Plans differ from brokerage to brokerage and change over time, and some brokerages offer more than one model. Always get the current plan in writing.
Questions That Separate One Brokerage From Another
- What will I pay in total over a year at my current production?
- Which fees continue after a cap, and when does the cap reset?
- Are there franchise, technology or risk management fees?
- What tools, training and support are included in the fees?
- Are there setup or transfer fees to join?
Where Resident Realty Fits
Resident Realty is a flat fee 100% commission brokerage, licensed in Colorado, Arizona and Texas. There is no split and no cap. Agents choose one of two plans:
- Standard Plan. $50 per month plus $300 per transaction side.
- Top Producer Plan. $249 per month with no transaction fee.
Below 8 transaction sides a year the Standard Plan usually costs less. At 8 or more, the Top Producer Plan does. There are no setup fees and no transfer fees.
Frequently Asked Questions
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Keep 100% of Your Commission
Two plans, no percentage split, licensed in Colorado, Arizona and Texas.